Call reports 2002
HERRIN SECURITY BANK — 2002
What HERRIN SECURITY BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 113,316,000 | 115,888,000 | 126,002,000 | 139,892,000 |
| Total loans | 39,142,000 | 40,563,000 | 41,073,000 | 44,717,000 |
| Allowance for loan losses | 175,000 | 175,000 | 175,000 | 175,000 |
| Securities available for sale | 66,328,000 | 69,125,000 | 78,589,000 | 88,373,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 94,439,000 | 96,191,000 | 105,584,000 | 115,981,000 |
| Interest-bearing deposits | 85,212,000 | 86,576,000 | 92,331,000 | 101,772,000 |
| Noninterest-bearing deposits | 9,227,000 | 9,615,000 | 13,253,000 | 14,209,000 |
| Equity capital | 10,305,000 | 11,416,000 | 11,838,000 | 11,767,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,708,000 | 3,406,000 | 5,174,000 | 6,889,000 |
| Interest expense | 890,000 | 1,743,000 | 2,594,000 | 3,476,000 |
| Net interest income | 818,000 | 1,663,000 | 2,580,000 | 3,413,000 |
| Noninterest income | 77,000 | 157,000 | 252,000 | 347,000 |
| Noninterest expense | 512,000 | 1,046,000 | 1,649,000 | 2,462,000 |
| Provision for loan losses | -36,000 | -28,000 | -35,000 | -22,000 |
| Pretax income | 454,000 | 837,000 | 1,253,000 | 1,355,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 454,000 | 837,000 | 1,253,000 | 1,355,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,137,000 | 10,364,000 | 10,629,000 | 10,731,000 |
| Total capital | 10,312,000 | 10,539,000 | 10,804,000 | 10,906,000 |
| Risk-weighted assets | 57,979,000 | 52,259,000 | 54,592,000 | 58,403,000 |