Call reports 2001
HERRIN SECURITY BANK — 2001
What HERRIN SECURITY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 97,755,000 | 100,830,000 | 102,798,000 | 110,503,000 |
| Total loans | 33,433,000 | 35,251,000 | 35,650,000 | 37,078,000 |
| Allowance for loan losses | 175,000 | 175,000 | 175,000 | 175,000 |
| Securities available for sale | 55,130,000 | 59,650,000 | 57,065,000 | 67,413,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 79,579,000 | 81,523,000 | 83,731,000 | 91,459,000 |
| Interest-bearing deposits | 70,751,000 | 72,622,000 | 75,158,000 | 81,870,000 |
| Noninterest-bearing deposits | 8,828,000 | 8,901,000 | 8,573,000 | 9,589,000 |
| Equity capital | 9,578,000 | 9,683,000 | 10,487,000 | 9,981,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,677,000 | 3,343,000 | 5,031,000 | 6,688,000 |
| Interest expense | 988,000 | 1,998,000 | 2,988,000 | 3,955,000 |
| Net interest income | 689,000 | 1,345,000 | 2,043,000 | 2,733,000 |
| Noninterest income | 71,000 | 132,000 | 217,000 | 286,000 |
| Noninterest expense | 467,000 | 966,000 | 1,482,000 | 2,152,000 |
| Provision for loan losses | 8,000 | 11,000 | 10,000 | -51,000 |
| Pretax income | 285,000 | 500,000 | 768,000 | 918,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 285,000 | 500,000 | 768,000 | 918,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,295,000 | 9,432,000 | 9,609,000 | 9,682,000 |
| Total capital | 9,470,000 | 9,607,000 | 9,784,000 | 9,857,000 |
| Risk-weighted assets | 57,699,000 | 57,205,000 | 55,914,000 | 56,264,000 |