Call reports 2025
FIRST NEW MEXICO BANK, LAS CRUCES — 2025
What FIRST NEW MEXICO BANK, LAS CRUCES reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 158,633,000 | 161,319,000 | 160,597,000 | 164,760,000 |
| Total loans | 88,519,000 | 94,704,000 | 97,956,000 | 96,083,000 |
| Allowance for loan losses | 1,715,000 | 1,746,000 | 1,807,000 | 1,871,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 35,071,000 | 34,441,000 | 35,363,000 | 34,698,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 133,612,000 | 135,903,000 | 134,789,000 | 138,799,000 |
| Interest-bearing deposits | 78,791,000 | 78,604,000 | 78,016,000 | 78,251,000 |
| Noninterest-bearing deposits | 54,821,000 | 57,300,000 | 56,773,000 | 60,548,000 |
| Equity capital | 20,681,000 | 20,955,000 | 21,395,000 | 21,673,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,268,000 | 4,672,000 | 7,103,000 | 9,466,000 |
| Interest expense | 363,000 | 724,000 | 1,106,000 | 1,482,000 |
| Net interest income | 1,905,000 | 3,948,000 | 5,997,000 | 7,984,000 |
| Noninterest income | 139,000 | 267,000 | 419,000 | 593,000 |
| Noninterest expense | 1,205,000 | 2,459,000 | 3,714,000 | 4,964,000 |
| Provision for loan losses | 10,000 | 40,000 | 100,000 | 163,000 |
| Pretax income | 829,000 | 1,716,000 | 2,602,000 | 3,450,000 |
| Income tax | 198,000 | 400,000 | 555,000 | 448,000 |
| Net income | 631,000 | 1,316,000 | 2,047,000 | 3,002,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,971,000 | 21,230,000 | 21,655,000 | 21,918,000 |