Call reports 2023
FIRST NEW MEXICO BANK, LAS CRUCES — 2023
What FIRST NEW MEXICO BANK, LAS CRUCES reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 161,643,000 | 153,566,000 | 154,438,000 | 154,119,000 |
| Total loans | 73,042,000 | 71,464,000 | 75,603,000 | 74,696,000 |
| Allowance for loan losses | 1,689,000 | 1,674,000 | 1,685,000 | 1,686,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 36,854,000 | 37,508,000 | 37,410,000 | 36,817,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 138,934,000 | 130,439,000 | 130,778,000 | 130,039,000 |
| Interest-bearing deposits | 79,290,000 | 76,196,000 | 77,616,000 | 77,817,000 |
| Noninterest-bearing deposits | 59,644,000 | 54,244,000 | 53,162,000 | 52,222,000 |
| Equity capital | 18,821,000 | 19,028,000 | 19,351,000 | 19,502,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,142,000 | 4,285,000 | 6,443,000 | 8,695,000 |
| Interest expense | 101,000 | 288,000 | 605,000 | 937,000 |
| Net interest income | 2,041,000 | 3,997,000 | 5,838,000 | 7,758,000 |
| Noninterest income | 214,000 | 390,000 | 547,000 | 797,000 |
| Noninterest expense | 1,230,000 | 2,470,000 | 3,721,000 | 5,071,000 |
| Provision for loan losses | 0 | 0 | 10,000 | 10,000 |
| Pretax income | 1,025,000 | 1,917,000 | 2,654,000 | 3,474,000 |
| Income tax | 492,000 | 845,000 | 1,040,000 | 1,215,000 |
| Net income | 533,000 | 1,072,000 | 1,614,000 | 2,259,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,821,000 | 19,027,000 | 19,351,000 | 19,502,000 |