Call reports 2022
FIRST NEW MEXICO BANK, LAS CRUCES — 2022
What FIRST NEW MEXICO BANK, LAS CRUCES reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 162,106,000 | 167,944,000 | 167,663,000 | 167,979,000 |
| Total loans | 68,942,000 | 71,898,000 | 77,435,000 | 76,423,000 |
| Allowance for loan losses | 1,682,000 | 1,683,000 | 1,688,000 | 1,689,000 |
| Securities available for sale | 4,367,000 | 0 | 0 | 0 |
| Securities held to maturity | 27,519,000 | 34,434,000 | 34,545,000 | 37,411,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 141,109,000 | 146,606,000 | 145,811,000 | 145,797,000 |
| Interest-bearing deposits | 81,374,000 | 84,915,000 | 85,163,000 | 81,651,000 |
| Noninterest-bearing deposits | 59,735,000 | 61,692,000 | 60,647,000 | 64,146,000 |
| Equity capital | 18,013,000 | 18,210,000 | 18,411,000 | 18,618,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,341,000 | 2,863,000 | 4,679,000 | 6,792,000 |
| Interest expense | 36,000 | 73,000 | 111,000 | 168,000 |
| Net interest income | 1,305,000 | 2,790,000 | 4,568,000 | 6,624,000 |
| Noninterest income | 264,000 | 536,000 | 781,000 | 1,003,000 |
| Noninterest expense | 1,123,000 | 2,288,000 | 3,517,000 | 4,886,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 446,000 | 1,038,000 | 1,832,000 | 2,741,000 |
| Income tax | 7,000 | 79,000 | 345,000 | 719,000 |
| Net income | 439,000 | 959,000 | 1,487,000 | 2,022,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,396,000 | 18,210,000 | 18,411,000 | 18,618,000 |