Call reports 2021
FIRST NEW MEXICO BANK, LAS CRUCES — 2021
What FIRST NEW MEXICO BANK, LAS CRUCES reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 150,558,000 | 158,584,000 | 160,849,000 | 167,434,000 |
| Total loans | 68,411,000 | 66,683,000 | 68,828,000 | 64,008,000 |
| Allowance for loan losses | 1,637,000 | 1,647,000 | 1,648,000 | 1,681,000 |
| Securities available for sale | 0 | 0 | 0 | 4,891,000 |
| Securities held to maturity | 21,937,000 | 25,030,000 | 25,761,000 | 26,327,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 129,236,000 | 137,127,000 | 139,146,000 | 145,775,000 |
| Interest-bearing deposits | 74,748,000 | 77,963,000 | 85,868,000 | 89,131,000 |
| Noninterest-bearing deposits | 54,488,000 | 59,165,000 | 53,278,000 | 56,644,000 |
| Equity capital | 17,825,000 | 18,068,000 | 18,149,000 | 18,324,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,415,000 | 2,747,000 | 4,081,000 | 5,479,000 |
| Interest expense | 44,000 | 83,000 | 121,000 | 162,000 |
| Net interest income | 1,371,000 | 2,664,000 | 3,960,000 | 5,317,000 |
| Noninterest income | 344,000 | 639,000 | 919,000 | 1,163,000 |
| Noninterest expense | 1,018,000 | 2,022,000 | 3,042,000 | 4,129,000 |
| Provision for loan losses | 10,000 | 10,000 | 10,000 | 10,000 |
| Pretax income | 687,000 | 1,271,000 | 1,827,000 | 2,341,000 |
| Income tax | 227,000 | 345,000 | 411,000 | 421,000 |
| Net income | 460,000 | 926,000 | 1,416,000 | 1,920,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,825,000 | 18,068,000 | 18,149,000 | 18,324,000 |