Call reports 2020
FIRST NEW MEXICO BANK, LAS CRUCES — 2020
What FIRST NEW MEXICO BANK, LAS CRUCES reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 122,339,000 | 132,451,000 | 134,804,000 | 137,203,000 |
| Total loans | 63,657,000 | 69,131,000 | 70,242,000 | 69,679,000 |
| Allowance for loan losses | 1,559,000 | 1,573,000 | 1,589,000 | 1,633,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 21,308,000 | 21,641,000 | 20,187,000 | 20,083,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 101,484,000 | 111,569,000 | 113,804,000 | 116,062,000 |
| Interest-bearing deposits | 65,801,000 | 67,190,000 | 68,255,000 | 68,110,000 |
| Noninterest-bearing deposits | 35,683,000 | 44,378,000 | 45,549,000 | 47,951,000 |
| Equity capital | 17,514,000 | 17,553,000 | 17,637,000 | 17,732,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,377,000 | 2,644,000 | 3,888,000 | 5,174,000 |
| Interest expense | 118,000 | 200,000 | 264,000 | 320,000 |
| Net interest income | 1,259,000 | 2,444,000 | 3,624,000 | 4,854,000 |
| Noninterest income | 227,000 | 514,000 | 802,000 | 1,181,000 |
| Noninterest expense | 923,000 | 1,853,000 | 2,814,000 | 3,821,000 |
| Provision for loan losses | 10,000 | 20,000 | 30,000 | 100,000 |
| Pretax income | 553,000 | 1,085,000 | 1,582,000 | 2,114,000 |
| Income tax | 66,000 | 120,000 | 162,000 | 234,000 |
| Net income | 487,000 | 965,000 | 1,420,000 | 1,880,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,514,000 | 17,553,000 | 17,637,000 | 17,732,000 |
| Total capital | 18,456,000 | — | — | — |
| Risk-weighted assets | 74,731,000 | — | — | — |