Call reports 2019
FIRST NEW MEXICO BANK, LAS CRUCES — 2019
What FIRST NEW MEXICO BANK, LAS CRUCES reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 117,416,000 | 114,346,000 | 113,252,000 | 114,986,000 |
| Total loans | 61,728,000 | 61,699,000 | 60,573,000 | 65,101,000 |
| Allowance for loan losses | 1,545,000 | 1,550,000 | 1,543,000 | 1,546,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 23,039,000 | 22,480,000 | 20,594,000 | 20,715,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 97,422,000 | 94,023,000 | 92,612,000 | 94,181,000 |
| Interest-bearing deposits | 65,442,000 | 61,652,000 | 61,252,000 | 63,199,000 |
| Noninterest-bearing deposits | 31,980,000 | 32,371,000 | 31,360,000 | 30,982,000 |
| Equity capital | 16,848,000 | 17,018,000 | 17,168,000 | 17,328,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,405,000 | 2,877,000 | 4,314,000 | 5,731,000 |
| Interest expense | 96,000 | 201,000 | 315,000 | 434,000 |
| Net interest income | 1,309,000 | 2,676,000 | 3,999,000 | 5,297,000 |
| Noninterest income | 249,000 | 543,000 | 842,000 | 1,101,000 |
| Noninterest expense | 885,000 | 1,879,000 | 2,907,000 | 3,903,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 673,000 | 1,340,000 | 1,934,000 | 2,495,000 |
| Income tax | 220,000 | 416,000 | 563,000 | 670,000 |
| Net income | 453,000 | 924,000 | 1,371,000 | 1,825,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,848,000 | 17,018,000 | 17,168,000 | 17,328,000 |
| Total capital | 17,709,000 | 17,939,000 | 18,075,000 | 18,288,000 |
| Risk-weighted assets | 68,195,000 | 73,106,000 | 71,942,000 | 76,259,000 |