Call reports 2018
FIRST NEW MEXICO BANK, LAS CRUCES — 2018
What FIRST NEW MEXICO BANK, LAS CRUCES reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 114,850,000 | 117,239,000 | 115,750,000 | 112,442,000 |
| Total loans | 56,507,000 | 58,590,000 | 57,172,000 | 60,448,000 |
| Allowance for loan losses | 1,485,000 | 1,499,000 | 1,510,000 | 1,532,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 26,459,000 | 25,989,000 | 24,809,000 | 24,021,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 95,746,000 | 97,982,000 | 96,139,000 | 92,580,000 |
| Interest-bearing deposits | 64,095,000 | 62,705,000 | 65,102,000 | 63,337,000 |
| Noninterest-bearing deposits | 31,651,000 | 35,278,000 | 31,037,000 | 29,243,000 |
| Equity capital | 16,225,000 | 16,378,000 | 16,525,000 | 16,686,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,311,000 | 2,676,000 | 4,030,000 | 5,426,000 |
| Interest expense | 73,000 | 156,000 | 242,000 | 332,000 |
| Net interest income | 1,238,000 | 2,520,000 | 3,788,000 | 5,094,000 |
| Noninterest income | 222,000 | 461,000 | 739,000 | 965,000 |
| Noninterest expense | 906,000 | 1,804,000 | 2,731,000 | 3,674,000 |
| Provision for loan losses | 20,000 | 20,000 | 25,000 | 25,000 |
| Pretax income | 534,000 | 1,157,000 | 1,771,000 | 2,360,000 |
| Income tax | 121,000 | 321,000 | 503,000 | 660,000 |
| Net income | 413,000 | 836,000 | 1,268,000 | 1,700,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,225,000 | 16,378,000 | 16,525,000 | 16,686,000 |
| Total capital | 17,076,000 | 17,272,000 | 17,402,000 | 17,616,000 |
| Risk-weighted assets | 67,435,000 | 70,975,000 | 69,554,000 | 73,855,000 |