Call reports 2017
FIRST NEW MEXICO BANK, LAS CRUCES — 2017
What FIRST NEW MEXICO BANK, LAS CRUCES reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 123,394,000 | 124,303,000 | 123,571,000 | 118,219,000 |
| Total loans | 54,466,000 | 54,748,000 | 56,356,000 | 56,460,000 |
| Allowance for loan losses | 1,474,000 | 1,495,000 | 1,512,000 | 1,459,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 30,164,000 | 28,979,000 | 27,285,000 | 26,488,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 104,885,000 | 105,614,000 | 104,597,000 | 99,267,000 |
| Interest-bearing deposits | 74,552,000 | 73,913,000 | 71,419,000 | 66,985,000 |
| Noninterest-bearing deposits | 30,333,000 | 31,701,000 | 33,178,000 | 32,282,000 |
| Equity capital | 15,657,000 | 15,797,000 | 15,937,000 | 16,072,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,295,000 | 2,640,000 | 3,975,000 | 5,298,000 |
| Interest expense | 83,000 | 169,000 | 252,000 | 331,000 |
| Net interest income | 1,212,000 | 2,471,000 | 3,723,000 | 4,967,000 |
| Noninterest income | 216,000 | 459,000 | 726,000 | 958,000 |
| Noninterest expense | 869,000 | 1,759,000 | 2,677,000 | 3,568,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 80,000 |
| Pretax income | 544,000 | 1,141,000 | 1,727,000 | 2,277,000 |
| Income tax | 149,000 | 345,000 | 526,000 | 675,000 |
| Net income | 395,000 | 796,000 | 1,201,000 | 1,602,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,657,000 | 15,797,000 | 15,937,000 | 16,072,000 |
| Total capital | 16,493,000 | 16,631,000 | 16,797,000 | 16,935,000 |
| Risk-weighted assets | 66,300,000 | 66,045,000 | 68,205,000 | 68,486,000 |