Call reports 2016
FIRST NEW MEXICO BANK, LAS CRUCES — 2016
What FIRST NEW MEXICO BANK, LAS CRUCES reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 126,125,000 | 123,803,000 | 122,086,000 | 119,599,000 |
| Total loans | 54,667,000 | 56,182,000 | 57,195,000 | 56,155,000 |
| Allowance for loan losses | 1,471,000 | 1,480,000 | 1,507,000 | 1,467,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 29,564,000 | 29,914,000 | 28,782,000 | 29,681,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 108,447,000 | 105,863,000 | 103,828,000 | 101,194,000 |
| Interest-bearing deposits | 75,565,000 | 76,346,000 | 74,683,000 | 72,817,000 |
| Noninterest-bearing deposits | 32,882,000 | 29,517,000 | 29,145,000 | 28,377,000 |
| Equity capital | 15,109,000 | 15,243,000 | 15,378,000 | 15,504,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,294,000 | 2,647,000 | 3,999,000 | 5,314,000 |
| Interest expense | 91,000 | 178,000 | 266,000 | 352,000 |
| Net interest income | 1,203,000 | 2,469,000 | 3,733,000 | 4,962,000 |
| Noninterest income | 135,000 | 338,000 | 581,000 | 854,000 |
| Noninterest expense | 830,000 | 1,717,000 | 2,582,000 | 3,466,000 |
| Provision for loan losses | 0 | 10,000 | 48,000 | 78,000 |
| Pretax income | 508,000 | 1,080,000 | 1,684,000 | 2,272,000 |
| Income tax | 130,000 | 322,000 | 543,000 | 757,000 |
| Net income | 378,000 | 758,000 | 1,141,000 | 1,515,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,109,000 | 15,243,000 | 15,378,000 | 15,504,000 |
| Total capital | 15,960,000 | 16,124,000 | 16,250,000 | 16,360,000 |
| Risk-weighted assets | 67,474,000 | 69,921,000 | 69,130,000 | 67,923,000 |