Call reports 2015
FIRST NEW MEXICO BANK, LAS CRUCES — 2015
What FIRST NEW MEXICO BANK, LAS CRUCES reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 117,530,000 | 120,199,000 | 117,924,000 | 121,070,000 |
| Total loans | 49,816,000 | 49,510,000 | 50,128,000 | 49,807,000 |
| Allowance for loan losses | 1,435,000 | 1,456,000 | 1,474,000 | 1,459,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 29,327,000 | 30,076,000 | 30,076,000 | 29,937,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 100,622,000 | 103,146,000 | 100,642,000 | 103,667,000 |
| Interest-bearing deposits | 75,224,000 | 75,577,000 | 74,566,000 | 76,010,000 |
| Noninterest-bearing deposits | 25,398,000 | 27,569,000 | 26,076,000 | 27,657,000 |
| Equity capital | 14,584,000 | 14,716,000 | 14,846,000 | 14,975,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,244,000 | 2,471,000 | 3,719,000 | 4,980,000 |
| Interest expense | 87,000 | 174,000 | 263,000 | 352,000 |
| Net interest income | 1,157,000 | 2,297,000 | 3,456,000 | 4,628,000 |
| Noninterest income | 125,000 | 321,000 | 467,000 | 610,000 |
| Noninterest expense | 803,000 | 1,628,000 | 2,428,000 | 3,243,000 |
| Provision for loan losses | 5,000 | 14,000 | 40,000 | 60,000 |
| Pretax income | 474,000 | 976,000 | 1,455,000 | 1,935,000 |
| Income tax | 109,000 | 244,000 | 353,000 | 467,000 |
| Net income | 365,000 | 732,000 | 1,102,000 | 1,468,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,584,000 | 14,716,000 | 14,846,000 | 14,975,000 |
| Total capital | 15,354,000 | 15,498,000 | 15,644,000 | 15,840,000 |
| Risk-weighted assets | 60,983,000 | 61,839,000 | 63,171,000 | 68,617,000 |