Call reports 2014
FIRST NEW MEXICO BANK, LAS CRUCES — 2014
What FIRST NEW MEXICO BANK, LAS CRUCES reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 112,909,000 | 110,327,000 | 114,225,000 | 115,668,000 |
| Total loans | 51,526,000 | 52,204,000 | 50,132,000 | 50,561,000 |
| Allowance for loan losses | 1,392,000 | 1,388,000 | 1,429,000 | 1,426,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 29,829,000 | 29,299,000 | 29,391,000 | 28,798,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 96,809,000 | 94,008,000 | 97,545,000 | 98,843,000 |
| Interest-bearing deposits | 73,893,000 | 72,737,000 | 71,794,000 | 75,547,000 |
| Noninterest-bearing deposits | 22,916,000 | 21,271,000 | 25,751,000 | 23,296,000 |
| Equity capital | 14,049,000 | 14,233,000 | 14,378,000 | 14,461,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,246,000 | 2,535,000 | 3,812,000 | 5,078,000 |
| Interest expense | 96,000 | 193,000 | 285,000 | 375,000 |
| Net interest income | 1,150,000 | 2,342,000 | 3,527,000 | 4,703,000 |
| Noninterest income | 205,000 | 424,000 | 616,000 | 786,000 |
| Noninterest expense | 826,000 | 1,688,000 | 2,524,000 | 3,419,000 |
| Provision for loan losses | 5,000 | 40,000 | 75,000 | 75,000 |
| Pretax income | 524,000 | 1,038,000 | 1,544,000 | 1,995,000 |
| Income tax | 180,000 | 337,000 | 487,000 | 589,000 |
| Net income | 344,000 | 701,000 | 1,057,000 | 1,406,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,049,000 | 14,233,000 | 14,378,000 | 14,461,000 |
| Total capital | 14,911,000 | 15,092,000 | 15,227,000 | 15,318,000 |
| Risk-weighted assets | 68,404,000 | 68,167,000 | 67,336,000 | 67,976,000 |