Call reports 2013
FIRST NEW MEXICO BANK, LAS CRUCES — 2013
What FIRST NEW MEXICO BANK, LAS CRUCES reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 113,509,000 | 109,051,000 | 109,189,000 | 109,511,000 |
| Total loans | 46,803,000 | 46,049,000 | 45,509,000 | 48,783,000 |
| Allowance for loan losses | 1,393,000 | 1,435,000 | 1,387,000 | 1,377,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 27,488,000 | 29,056,000 | 29,418,000 | 29,645,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 98,170,000 | 93,557,000 | 93,593,000 | 93,677,000 |
| Interest-bearing deposits | 76,504,000 | 75,194,000 | 73,951,000 | 72,372,000 |
| Noninterest-bearing deposits | 21,666,000 | 18,363,000 | 19,642,000 | 21,305,000 |
| Equity capital | 13,362,000 | 13,535,000 | 13,705,000 | 13,875,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,192,000 | 2,391,000 | 3,580,000 | 4,800,000 |
| Interest expense | 112,000 | 218,000 | 320,000 | 417,000 |
| Net interest income | 1,080,000 | 2,173,000 | 3,260,000 | 4,383,000 |
| Noninterest income | 244,000 | 499,000 | 742,000 | 937,000 |
| Noninterest expense | 863,000 | 1,722,000 | 2,585,000 | 3,495,000 |
| Provision for loan losses | 20,000 | 39,000 | 39,000 | 39,000 |
| Pretax income | 441,000 | 911,000 | 1,378,000 | 1,786,000 |
| Income tax | 108,000 | 237,000 | 365,000 | 432,000 |
| Net income | 333,000 | 674,000 | 1,013,000 | 1,354,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,362,000 | 13,535,000 | 13,705,000 | 13,875,000 |
| Total capital | 14,172,000 | 14,332,000 | 14,503,000 | 14,701,000 |
| Risk-weighted assets | 64,196,000 | 63,108,000 | 63,207,000 | 65,471,000 |