Call reports 2012
FIRST NEW MEXICO BANK, LAS CRUCES — 2012
What FIRST NEW MEXICO BANK, LAS CRUCES reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 104,222,000 | 103,325,000 | 106,625,000 | 107,215,000 |
| Total loans | 42,888,000 | 42,387,000 | 43,853,000 | 44,885,000 |
| Allowance for loan losses | 1,280,000 | 1,368,000 | 1,438,000 | 1,393,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 25,247,000 | 26,005,000 | 25,720,000 | 26,509,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 89,675,000 | 88,644,000 | 91,683,000 | 92,041,000 |
| Interest-bearing deposits | 71,845,000 | 71,165,000 | 72,416,000 | 73,331,000 |
| Noninterest-bearing deposits | 17,830,000 | 17,479,000 | 19,267,000 | 18,710,000 |
| Equity capital | 12,699,000 | 12,869,000 | 13,026,000 | 13,193,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,205,000 | 2,393,000 | 3,548,000 | 4,736,000 |
| Interest expense | 123,000 | 243,000 | 359,000 | 469,000 |
| Net interest income | 1,082,000 | 2,150,000 | 3,189,000 | 4,267,000 |
| Noninterest income | 231,000 | 548,000 | 850,000 | 1,148,000 |
| Noninterest expense | 790,000 | 1,624,000 | 2,515,000 | 3,507,000 |
| Provision for loan losses | 6,000 | 82,000 | 163,000 | 208,000 |
| Pretax income | 517,000 | 992,000 | 1,376,000 | 1,714,000 |
| Income tax | 200,000 | 342,000 | 407,000 | 414,000 |
| Net income | 317,000 | 650,000 | 969,000 | 1,300,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,699,000 | 12,869,000 | 13,026,000 | 13,193,000 |
| Total capital | 13,447,000 | 13,613,000 | 13,792,000 | 13,964,000 |
| Risk-weighted assets | 59,439,000 | 58,865,000 | 60,557,000 | 61,146,000 |