Call reports 2011
FIRST NEW MEXICO BANK, LAS CRUCES — 2011
What FIRST NEW MEXICO BANK, LAS CRUCES reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 95,567,000 | 95,550,000 | 98,025,000 | 98,656,000 |
| Total loans | 44,619,000 | 43,773,000 | 45,861,000 | 45,742,000 |
| Allowance for loan losses | 1,256,000 | 1,306,000 | 1,275,000 | 1,267,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 21,104,000 | 21,854,000 | 23,670,000 | 24,090,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,020,000 | 81,867,000 | 84,112,000 | 84,596,000 |
| Interest-bearing deposits | 66,785,000 | 67,428,000 | 69,531,000 | 70,063,000 |
| Noninterest-bearing deposits | 15,235,000 | 14,439,000 | 14,581,000 | 14,533,000 |
| Equity capital | 12,000,000 | 12,226,000 | 12,377,000 | 12,536,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,218,000 | 2,417,000 | 3,651,000 | 4,891,000 |
| Interest expense | 174,000 | 335,000 | 479,000 | 604,000 |
| Net interest income | 1,044,000 | 2,082,000 | 3,172,000 | 4,287,000 |
| Noninterest income | 164,000 | 343,000 | 566,000 | 884,000 |
| Noninterest expense | 708,000 | 1,425,000 | 2,188,000 | 3,093,000 |
| Provision for loan losses | 20,000 | 65,000 | 110,000 | 135,000 |
| Pretax income | 480,000 | 935,000 | 1,440,000 | 1,943,000 |
| Income tax | 167,000 | 306,000 | 497,000 | 678,000 |
| Net income | 313,000 | 629,000 | 943,000 | 1,265,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,000,000 | 12,226,000 | 12,377,000 | 12,536,000 |
| Total capital | 12,745,000 | 12,963,000 | 13,141,000 | 13,300,000 |
| Risk-weighted assets | 59,070,000 | 58,393,000 | 60,551,000 | 60,635,000 |