Call reports 2010
FIRST NEW MEXICO BANK, LAS CRUCES — 2010
What FIRST NEW MEXICO BANK, LAS CRUCES reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 87,297,000 | 88,205,000 | 87,397,000 | 93,763,000 |
| Total loans | 47,626,000 | 48,390,000 | 48,637,000 | 46,687,000 |
| Allowance for loan losses | 1,337,000 | 1,387,000 | 1,385,000 | 1,222,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 13,699,000 | 17,247,000 | 17,896,000 | 19,113,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,363,000 | 74,986,000 | 74,006,000 | 80,331,000 |
| Interest-bearing deposits | 59,393,000 | 60,150,000 | 60,507,000 | 66,261,000 |
| Noninterest-bearing deposits | 14,970,000 | 14,836,000 | 13,499,000 | 14,070,000 |
| Equity capital | 11,750,000 | 11,810,000 | 11,868,000 | 11,934,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,158,000 | 2,407,000 | 3,649,000 | 4,860,000 |
| Interest expense | 213,000 | 412,000 | 607,000 | 795,000 |
| Net interest income | 945,000 | 1,995,000 | 3,042,000 | 4,065,000 |
| Noninterest income | 225,000 | 524,000 | 806,000 | 1,093,000 |
| Noninterest expense | 693,000 | 1,458,000 | 2,273,000 | 3,067,000 |
| Provision for loan losses | 10,000 | 70,000 | 70,000 | 70,000 |
| Pretax income | 467,000 | 991,000 | 1,505,000 | 2,021,000 |
| Income tax | 167,000 | 369,000 | 570,000 | 771,000 |
| Net income | 300,000 | 622,000 | 935,000 | 1,250,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,750,000 | 11,810,000 | 11,868,000 | 11,934,000 |
| Total capital | 12,413,000 | 12,482,000 | 12,536,000 | 12,598,000 |
| Risk-weighted assets | 52,375,000 | 53,046,000 | 52,709,000 | 52,581,000 |