Call reports 2009
FIRST NEW MEXICO BANK, LAS CRUCES — 2009
What FIRST NEW MEXICO BANK, LAS CRUCES reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 73,633,000 | 79,598,000 | 83,548,000 | 84,410,000 |
| Total loans | 43,880,000 | 45,038,000 | 45,382,000 | 46,092,000 |
| Allowance for loan losses | 1,289,000 | 1,308,000 | 1,301,000 | 1,352,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 11,651,000 | 13,285,000 | 13,020,000 | 12,591,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,934,000 | 66,807,000 | 70,701,000 | 71,553,000 |
| Interest-bearing deposits | 49,171,000 | 54,356,000 | 58,574,000 | 58,895,000 |
| Noninterest-bearing deposits | 11,763,000 | 12,451,000 | 12,127,000 | 12,658,000 |
| Equity capital | 11,500,000 | 11,561,000 | 11,588,000 | 11,670,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,259,000 | 2,569,000 | 3,813,000 | 5,126,000 |
| Interest expense | 246,000 | 497,000 | 759,000 | 991,000 |
| Net interest income | 1,013,000 | 2,072,000 | 3,054,000 | 4,135,000 |
| Noninterest income | 138,000 | 256,000 | 353,000 | 463,000 |
| Noninterest expense | 648,000 | 1,314,000 | 1,974,000 | 2,677,000 |
| Provision for loan losses | 15,000 | 40,000 | 40,000 | 100,000 |
| Pretax income | 488,000 | 974,000 | 1,393,000 | 1,821,000 |
| Income tax | 188,000 | 371,000 | 523,000 | 651,000 |
| Net income | 300,000 | 603,000 | 870,000 | 1,170,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,500,000 | 11,561,000 | 11,588,000 | 11,670,000 |
| Total capital | 12,107,000 | 12,177,000 | 12,219,000 | 12,303,000 |
| Risk-weighted assets | 47,824,000 | 48,570,000 | 49,804,000 | 49,935,000 |