Call reports 2008
FIRST NEW MEXICO BANK, LAS CRUCES — 2008
What FIRST NEW MEXICO BANK, LAS CRUCES reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 71,350,000 | 70,094,000 | 69,195,000 | 72,006,000 |
| Total loans | 42,923,000 | 42,057,000 | 40,933,000 | 43,394,000 |
| Allowance for loan losses | 1,275,000 | 1,276,000 | 1,275,000 | 1,276,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 7,156,000 | 8,579,000 | 9,345,000 | 10,606,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,880,000 | 58,399,000 | 56,952,000 | 59,705,000 |
| Interest-bearing deposits | 47,382,000 | 45,950,000 | 45,382,000 | 46,264,000 |
| Noninterest-bearing deposits | 12,498,000 | 12,449,000 | 11,570,000 | 13,441,000 |
| Equity capital | 10,428,000 | 10,734,000 | 11,059,000 | 11,358,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,284,000 | 2,508,000 | 3,725,000 | 4,877,000 |
| Interest expense | 389,000 | 694,000 | 947,000 | 1,197,000 |
| Net interest income | 895,000 | 1,814,000 | 2,778,000 | 3,680,000 |
| Noninterest income | 81,000 | 184,000 | 318,000 | 427,000 |
| Noninterest expense | 562,000 | 1,120,000 | 1,703,000 | 2,306,000 |
| Provision for loan losses | 0 | 0 | 8,000 | 25,000 |
| Pretax income | 414,000 | 878,000 | 1,385,000 | 1,776,000 |
| Income tax | 144,000 | 302,000 | 484,000 | 576,000 |
| Net income | 270,000 | 576,000 | 901,000 | 1,200,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,428,000 | 10,734,000 | 11,059,000 | 11,358,000 |
| Total capital | 11,043,000 | 11,332,000 | 11,632,000 | 11,954,000 |
| Risk-weighted assets | 48,506,000 | 47,132,000 | 45,088,000 | 46,995,000 |