Call reports 2025
PEOPLES BANK OF GREENSBORO — 2025
What PEOPLES BANK OF GREENSBORO reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 108,316,000 | 112,551,000 | 109,309,000 | 114,944,000 |
| Total loans | 48,754,000 | 50,309,000 | 52,353,000 | 52,333,000 |
| Allowance for loan losses | 716,000 | 683,000 | 672,000 | 641,000 |
| Securities available for sale | 18,581,000 | 18,718,000 | 18,372,000 | 18,127,000 |
| Securities held to maturity | 28,587,000 | 28,588,000 | 28,530,000 | 28,530,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 103,153,000 | 106,627,000 | 102,755,000 | 109,161,000 |
| Interest-bearing deposits | 72,237,000 | 73,138,000 | 70,489,000 | 69,580,000 |
| Noninterest-bearing deposits | 30,916,000 | 33,489,000 | 32,266,000 | 39,581,000 |
| Equity capital | 4,862,000 | 5,574,000 | 6,232,000 | 5,418,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,196,000 | 2,420,000 | 3,653,000 | 4,930,000 |
| Interest expense | 412,000 | 838,000 | 1,272,000 | 1,695,000 |
| Net interest income | 784,000 | 1,582,000 | 2,381,000 | 3,235,000 |
| Noninterest income | 177,000 | 287,000 | 386,000 | 486,000 |
| Noninterest expense | 834,000 | 1,475,000 | 2,110,000 | 2,936,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 127,000 | 394,000 | 657,000 | 785,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 127,000 | 394,000 | 657,000 | 785,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,630,000 | 10,897,000 | 11,160,000 | 9,986,000 |
| Total capital | 11,346,000 | 11,580,000 | 11,832,000 | 10,627,000 |
| Risk-weighted assets | 57,965,000 | 60,230,000 | 60,741,000 | 62,193,000 |