Call reports 2023
PEOPLES BANK OF GREENSBORO — 2023
What PEOPLES BANK OF GREENSBORO reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 107,725,000 | 105,833,000 | 107,106,000 | 107,078,000 |
| Total loans | 44,905,000 | 45,218,000 | 46,950,000 | 46,826,000 |
| Allowance for loan losses | 480,000 | 480,000 | 467,000 | 471,000 |
| Securities available for sale | 53,237,000 | 52,137,000 | 23,233,000 | 23,503,000 |
| Securities held to maturity | 0 | 0 | 28,552,000 | 28,572,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 106,486,000 | 104,458,000 | 104,250,000 | 100,829,000 |
| Interest-bearing deposits | 74,653,000 | 72,500,000 | 75,006,000 | 68,406,000 |
| Noninterest-bearing deposits | 31,834,000 | 31,958,000 | 29,244,000 | 32,423,000 |
| Equity capital | 1,091,000 | 1,189,000 | 1,627,000 | 1,924,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 993,000 | 2,061,000 | 3,168,000 | 4,284,000 |
| Interest expense | 162,000 | 411,000 | 716,000 | 1,113,000 |
| Net interest income | 831,000 | 1,650,000 | 2,452,000 | 3,171,000 |
| Noninterest income | 99,000 | 203,000 | 306,000 | 705,000 |
| Noninterest expense | 634,000 | 1,270,000 | 1,855,000 | 2,651,000 |
| Provision for loan losses | 0 | 0 | 0 | 55,000 |
| Pretax income | 296,000 | 583,000 | 903,000 | 1,170,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 296,000 | 583,000 | 903,000 | 1,170,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,462,000 | 9,749,000 | 10,070,000 | 9,367,000 |
| Total capital | 9,942,000 | 10,229,000 | 10,538,000 | 9,838,000 |
| Risk-weighted assets | 56,234,000 | 56,504,000 | 57,678,000 | 57,217,000 |