Call reports 2021
PEOPLES BANK OF GREENSBORO — 2021
What PEOPLES BANK OF GREENSBORO reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 108,332,000 | 114,526,000 | 116,247,000 | 113,871,000 |
| Total loans | 45,659,000 | 47,547,000 | 47,551,000 | 46,614,000 |
| Allowance for loan losses | 465,000 | 451,000 | 505,000 | 495,000 |
| Securities available for sale | 51,895,000 | 57,988,000 | 65,579,000 | 62,006,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 99,825,000 | 103,546,000 | 107,653,000 | 104,036,000 |
| Interest-bearing deposits | 69,608,000 | 73,409,000 | 75,590,000 | 72,909,000 |
| Noninterest-bearing deposits | 30,217,000 | 30,137,000 | 32,063,000 | 31,127,000 |
| Equity capital | 8,425,000 | 8,980,000 | 8,521,000 | 7,723,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 907,000 | 1,943,000 | 2,801,000 | 3,680,000 |
| Interest expense | 120,000 | 231,000 | 327,000 | 414,000 |
| Net interest income | 787,000 | 1,712,000 | 2,474,000 | 3,266,000 |
| Noninterest income | 84,000 | 170,000 | 256,000 | 348,000 |
| Noninterest expense | 629,000 | 1,194,000 | 1,738,000 | 2,419,000 |
| Provision for loan losses | 0 | 0 | 50,000 | 50,000 |
| Pretax income | 242,000 | 688,000 | 973,000 | 1,223,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 242,000 | 688,000 | 973,000 | 1,223,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,855,000 | 9,301,000 | 9,086,000 | 8,711,000 |
| Total capital | 9,320,000 | 9,752,000 | 9,591,000 | 9,206,000 |
| Risk-weighted assets | 55,643,000 | 55,612,000 | 57,997,000 | 55,563,000 |