Call reports 2020
PEOPLES BANK OF GREENSBORO — 2020
What PEOPLES BANK OF GREENSBORO reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 96,623,000 | 99,531,000 | 100,976,000 | 102,334,000 |
| Total loans | 49,757,000 | 49,308,000 | 48,640,000 | 47,231,000 |
| Allowance for loan losses | 519,000 | 508,000 | 490,000 | 473,000 |
| Securities available for sale | 29,559,000 | 29,562,000 | 34,505,000 | 43,864,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 83,600,000 | 89,619,000 | 91,131,000 | 93,081,000 |
| Interest-bearing deposits | 62,417,000 | 65,207,000 | 65,741,000 | 67,362,000 |
| Noninterest-bearing deposits | 21,182,000 | 24,413,000 | 25,391,000 | 25,718,000 |
| Equity capital | 9,284,000 | 9,704,000 | 9,708,000 | 9,078,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 971,000 | 1,961,000 | 2,843,000 | 3,683,000 |
| Interest expense | 169,000 | 367,000 | 510,000 | 647,000 |
| Net interest income | 802,000 | 1,594,000 | 2,333,000 | 3,036,000 |
| Noninterest income | 89,000 | 176,000 | 261,000 | 351,000 |
| Noninterest expense | 584,000 | 1,250,000 | 1,835,000 | 2,536,000 |
| Provision for loan losses | 0 | 0 | 0 | 5,000 |
| Pretax income | 307,000 | 520,000 | 1,037,000 | 1,137,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 307,000 | 520,000 | 1,037,000 | 1,137,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,818,000 | 9,031,000 | 9,298,000 | 8,613,000 |
| Total capital | — | 9,539,000 | 9,788,000 | 9,086,000 |
| Risk-weighted assets | — | 58,074,000 | 57,061,000 | 55,706,000 |