Call reports 2019
PEOPLES BANK OF GREENSBORO — 2019
What PEOPLES BANK OF GREENSBORO reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 89,191,000 | 90,748,000 | 91,071,000 | 90,986,000 |
| Total loans | 46,727,000 | 49,322,000 | 48,945,000 | 50,737,000 |
| Allowance for loan losses | 466,000 | 433,000 | 484,000 | 509,000 |
| Securities available for sale | 32,815,000 | 32,264,000 | 31,999,000 | 31,285,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,670,000 | 77,636,000 | 77,809,000 | 78,808,000 |
| Interest-bearing deposits | 57,221,000 | 58,388,000 | 57,970,000 | 60,244,000 |
| Noninterest-bearing deposits | 19,449,000 | 19,248,000 | 19,839,000 | 18,563,000 |
| Equity capital | 7,885,000 | 8,450,000 | 8,592,000 | 8,478,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 943,000 | 1,934,000 | 2,936,000 | 3,964,000 |
| Interest expense | 176,000 | 332,000 | 550,000 | 755,000 |
| Net interest income | 767,000 | 1,602,000 | 2,386,000 | 3,209,000 |
| Noninterest income | 85,000 | 172,000 | 261,000 | 346,000 |
| Noninterest expense | 628,000 | 1,164,000 | 1,773,000 | 2,491,000 |
| Provision for loan losses | 0 | 0 | 59,000 | 33,000 |
| Pretax income | 224,000 | 610,000 | 815,000 | 1,031,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 224,000 | 610,000 | 815,000 | 1,031,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,364,000 | 8,550,000 | 8,596,000 | 8,511,000 |
| Total capital | 8,830,000 | 8,983,000 | 9,080,000 | 9,020,000 |
| Risk-weighted assets | 52,536,000 | 54,391,000 | 51,295,000 | 56,697,000 |