Call reports 2018
PEOPLES BANK OF GREENSBORO — 2018
What PEOPLES BANK OF GREENSBORO reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 90,399,000 | 88,024,000 | 86,774,000 | 86,590,000 |
| Total loans | 44,058,000 | 44,462,000 | 46,536,000 | 47,899,000 |
| Allowance for loan losses | 460,000 | 456,000 | 439,000 | 477,000 |
| Securities available for sale | 36,860,000 | 36,007,000 | 35,026,000 | 34,216,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,259,000 | 75,514,000 | 74,372,000 | 72,847,000 |
| Interest-bearing deposits | 56,362,000 | 54,585,000 | 54,343,000 | 55,851,000 |
| Noninterest-bearing deposits | 19,897,000 | 20,929,000 | 20,029,000 | 16,995,000 |
| Equity capital | 7,089,000 | 6,976,000 | 6,950,000 | 7,227,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 893,000 | 1,808,000 | 2,753,000 | 3,701,000 |
| Interest expense | 133,000 | 265,000 | 408,000 | 571,000 |
| Net interest income | 760,000 | 1,543,000 | 2,345,000 | 3,130,000 |
| Noninterest income | 91,000 | 190,000 | 281,000 | 365,000 |
| Noninterest expense | 624,000 | 1,185,000 | 1,724,000 | 2,432,000 |
| Provision for loan losses | 0 | 0 | 0 | 68,000 |
| Pretax income | 232,000 | 553,000 | 907,000 | 1,000,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 232,000 | 553,000 | 907,000 | 1,000,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,268,000 | 8,340,000 | 8,444,000 | 8,390,000 |
| Total capital | 8,728,000 | 8,796,000 | 8,883,000 | 8,867,000 |
| Risk-weighted assets | 51,105,000 | 50,886,000 | 51,883,000 | 52,506,000 |