Call reports 2016
PEOPLES BANK OF GREENSBORO — 2016
What PEOPLES BANK OF GREENSBORO reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 96,695,000 | 100,089,000 | 97,169,000 | 96,529,000 |
| Total loans | 41,591,000 | 43,309,000 | 44,370,000 | 44,371,000 |
| Allowance for loan losses | 448,000 | 431,000 | 434,000 | 445,000 |
| Securities available for sale | 46,349,000 | 48,873,000 | 45,635,000 | 45,716,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 84,116,000 | 86,816,000 | 83,579,000 | 82,831,000 |
| Interest-bearing deposits | 63,914,000 | 64,435,000 | 61,726,000 | 62,460,000 |
| Noninterest-bearing deposits | 20,202,000 | 22,381,000 | 21,853,000 | 20,371,000 |
| Equity capital | 8,842,000 | 9,536,000 | 9,256,000 | 7,349,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 925,000 | 1,877,000 | 2,839,000 | 3,795,000 |
| Interest expense | 140,000 | 280,000 | 422,000 | 566,000 |
| Net interest income | 785,000 | 1,597,000 | 2,417,000 | 3,229,000 |
| Noninterest income | 81,000 | 161,000 | 256,000 | 335,000 |
| Noninterest expense | 575,000 | 1,138,000 | 1,695,000 | 2,369,000 |
| Provision for loan losses | 0 | 0 | 0 | 31,000 |
| Pretax income | 335,000 | 723,000 | 1,224,000 | 1,410,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 335,000 | 723,000 | 1,224,000 | 1,410,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,171,000 | 8,559,000 | 8,560,000 | 8,180,000 |
| Total capital | 8,619,000 | 8,990,000 | 8,994,000 | 8,625,000 |
| Risk-weighted assets | 50,966,000 | 52,331,000 | 52,728,000 | 52,899,000 |