Call reports 2015
PEOPLES BANK OF GREENSBORO — 2015
What PEOPLES BANK OF GREENSBORO reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 91,933,000 | 91,030,000 | 91,789,000 | 93,031,000 |
| Total loans | 40,601,000 | 41,961,000 | 42,933,000 | 44,489,000 |
| Allowance for loan losses | 407,000 | 453,000 | 453,000 | 445,000 |
| Securities available for sale | 41,352,000 | 41,431,000 | 40,344,000 | 41,806,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 79,543,000 | 79,185,000 | 79,430,000 | 81,054,000 |
| Interest-bearing deposits | 61,614,000 | 61,066,000 | 61,042,000 | 62,714,000 |
| Noninterest-bearing deposits | 17,929,000 | 18,119,000 | 18,387,000 | 18,339,000 |
| Equity capital | 8,587,000 | 8,180,000 | 8,657,000 | 8,248,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 895,000 | 1,813,000 | 2,738,000 | 3,656,000 |
| Interest expense | 137,000 | 271,000 | 412,000 | 551,000 |
| Net interest income | 758,000 | 1,542,000 | 2,326,000 | 3,105,000 |
| Noninterest income | 84,000 | 193,000 | 281,000 | 304,000 |
| Noninterest expense | 558,000 | 1,061,000 | 1,545,000 | 2,183,000 |
| Provision for loan losses | 0 | 196,000 | 196,000 | 265,000 |
| Pretax income | 284,000 | 478,000 | 866,000 | 961,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 284,000 | 478,000 | 866,000 | 961,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,984,000 | 8,018,000 | 8,156,000 | 8,086,000 |
| Total capital | 8,391,000 | 8,471,000 | 8,609,000 | 8,531,000 |
| Risk-weighted assets | 47,229,000 | 48,595,000 | 50,724,000 | 51,680,000 |