Call reports 2014
PEOPLES BANK OF GREENSBORO — 2014
What PEOPLES BANK OF GREENSBORO reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 91,382,000 | 94,383,000 | 92,859,000 | 88,461,000 |
| Total loans | 42,611,000 | 43,553,000 | 44,167,000 | 44,704,000 |
| Allowance for loan losses | 414,000 | 412,000 | 403,000 | 411,000 |
| Securities available for sale | 40,398,000 | 41,995,000 | 40,378,000 | 39,275,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 79,874,000 | 82,507,000 | 80,909,000 | 76,489,000 |
| Interest-bearing deposits | 63,623,000 | 65,841,000 | 64,346,000 | 60,830,000 |
| Noninterest-bearing deposits | 16,251,000 | 16,666,000 | 16,563,000 | 15,659,000 |
| Equity capital | 7,766,000 | 8,195,000 | 8,259,000 | 8,214,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 923,000 | 1,870,000 | 2,817,000 | 3,763,000 |
| Interest expense | 152,000 | 299,000 | 444,000 | 600,000 |
| Net interest income | 771,000 | 1,571,000 | 2,373,000 | 3,163,000 |
| Noninterest income | 89,000 | 181,000 | 266,000 | 250,000 |
| Noninterest expense | 544,000 | 1,057,000 | 1,541,000 | 2,144,000 |
| Provision for loan losses | 0 | 0 | 0 | 26,000 |
| Pretax income | 316,000 | 695,000 | 1,098,000 | 1,243,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 316,000 | 695,000 | 1,098,000 | 1,243,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,952,000 | 8,080,000 | 8,234,000 | 7,989,000 |
| Total capital | 8,366,000 | 8,492,000 | 8,637,000 | 8,400,000 |
| Risk-weighted assets | 49,362,000 | 50,405,000 | 50,702,000 | 50,177,000 |