Call reports 2013
PEOPLES BANK OF GREENSBORO — 2013
What PEOPLES BANK OF GREENSBORO reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 90,169,000 | 90,355,000 | 93,940,000 | 90,472,000 |
| Total loans | 43,922,000 | 43,158,000 | 44,251,000 | 44,552,000 |
| Allowance for loan losses | 418,000 | 414,000 | 402,000 | 411,000 |
| Securities available for sale | 38,885,000 | 38,155,000 | 43,035,000 | 41,268,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,360,000 | 82,475,000 | 82,356,000 | 78,343,000 |
| Interest-bearing deposits | 64,934,000 | 66,077,000 | 67,120,000 | 63,865,000 |
| Noninterest-bearing deposits | 16,425,000 | 16,398,000 | 15,236,000 | 14,478,000 |
| Equity capital | 8,607,000 | 7,719,000 | 7,896,000 | 7,392,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 883,000 | 1,793,000 | 2,742,000 | 3,703,000 |
| Interest expense | 175,000 | 342,000 | 513,000 | 676,000 |
| Net interest income | 708,000 | 1,451,000 | 2,229,000 | 3,027,000 |
| Noninterest income | 88,000 | 180,000 | 270,000 | 188,000 |
| Noninterest expense | 533,000 | 925,000 | 1,427,000 | 2,063,000 |
| Provision for loan losses | 0 | 0 | 0 | 39,000 |
| Pretax income | 228,000 | 671,000 | 1,037,000 | 1,078,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 228,000 | 671,000 | 1,037,000 | 1,078,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,755,000 | 7,948,000 | 8,065,000 | 7,886,000 |
| Total capital | 8,173,000 | 8,362,000 | 8,467,000 | 8,297,000 |
| Risk-weighted assets | 50,191,000 | 50,114,000 | 51,753,000 | 50,989,000 |