Call reports 2012
PEOPLES BANK OF GREENSBORO — 2012
What PEOPLES BANK OF GREENSBORO reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 89,221,000 | 89,421,000 | 87,426,000 | 87,953,000 |
| Total loans | 45,471,000 | 46,509,000 | 44,810,000 | 44,622,000 |
| Allowance for loan losses | 422,000 | 406,000 | 356,000 | 411,000 |
| Securities available for sale | 31,573,000 | 32,479,000 | 35,447,000 | 31,822,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 80,135,000 | 80,268,000 | 77,897,000 | 78,823,000 |
| Interest-bearing deposits | 64,227,000 | 63,743,000 | 60,846,000 | 63,754,000 |
| Noninterest-bearing deposits | 15,908,000 | 16,525,000 | 17,051,000 | 15,069,000 |
| Equity capital | 8,757,000 | 8,857,000 | 9,227,000 | 8,817,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 972,000 | 1,855,000 | 2,871,000 | 3,795,000 |
| Interest expense | 229,000 | 442,000 | 639,000 | 828,000 |
| Net interest income | 743,000 | 1,413,000 | 2,232,000 | 2,967,000 |
| Noninterest income | 93,000 | 194,000 | 287,000 | 262,000 |
| Noninterest expense | 539,000 | 961,000 | 1,439,000 | 2,014,000 |
| Provision for loan losses | 0 | 0 | 0 | 77,000 |
| Pretax income | 297,000 | 646,000 | 1,080,000 | 1,138,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 297,000 | 646,000 | 1,080,000 | 1,138,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,714,000 | 7,814,000 | 7,998,000 | 7,777,000 |
| Total capital | 8,136,000 | 8,220,000 | 8,354,000 | 8,188,000 |
| Risk-weighted assets | 52,253,000 | 52,969,000 | 50,335,000 | 49,202,000 |