Call reports 2010
PEOPLES BANK OF GREENSBORO — 2010
What PEOPLES BANK OF GREENSBORO reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 78,094,000 | 80,384,000 | 80,083,000 | 82,567,000 |
| Total loans | 44,302,000 | 44,211,000 | 44,588,000 | 43,102,000 |
| Allowance for loan losses | 390,000 | 375,000 | 338,000 | 411,000 |
| Securities available for sale | 21,187,000 | 24,126,000 | 25,139,000 | 29,218,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,535,000 | 71,638,000 | 71,241,000 | 74,167,000 |
| Interest-bearing deposits | 57,787,000 | 59,932,000 | 59,480,000 | 61,631,000 |
| Noninterest-bearing deposits | 11,748,000 | 11,707,000 | 11,761,000 | 12,536,000 |
| Equity capital | 8,268,000 | 8,428,000 | 8,518,000 | 8,044,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 983,000 | 1,947,000 | 2,908,000 | 4,128,000 |
| Interest expense | 286,000 | 586,000 | 884,000 | 1,176,000 |
| Net interest income | 697,000 | 1,361,000 | 2,024,000 | 2,952,000 |
| Noninterest income | 103,000 | 223,000 | 286,000 | 376,000 |
| Noninterest expense | 473,000 | 967,000 | 1,413,000 | 1,956,000 |
| Provision for loan losses | 0 | 0 | 0 | 67,000 |
| Pretax income | 327,000 | 617,000 | 897,000 | 1,272,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 327,000 | 642,000 | 922,000 | 1,297,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,641,000 | 7,705,000 | 7,746,000 | 7,660,000 |
| Total capital | 8,031,000 | 8,080,000 | 8,084,000 | 8,071,000 |
| Risk-weighted assets | 50,045,000 | 50,123,000 | 49,774,000 | 49,585,000 |