Call reports 2009
PEOPLES BANK OF GREENSBORO — 2009
What PEOPLES BANK OF GREENSBORO reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 75,386,000 | 74,468,000 | 74,454,000 | 76,550,000 |
| Total loans | 43,251,000 | 44,920,000 | 45,272,000 | 45,393,000 |
| Allowance for loan losses | 417,000 | 416,000 | 368,000 | 411,000 |
| Securities available for sale | 22,714,000 | 22,615,000 | 21,086,000 | 22,871,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,684,000 | 66,396,000 | 66,182,000 | 68,064,000 |
| Interest-bearing deposits | 55,044,000 | 54,748,000 | 53,958,000 | 55,645,000 |
| Noninterest-bearing deposits | 12,640,000 | 11,648,000 | 12,224,000 | 12,419,000 |
| Equity capital | 7,399,000 | 7,791,000 | 7,988,000 | 8,152,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,011,000 | 2,041,000 | 3,063,000 | 4,084,000 |
| Interest expense | 319,000 | 626,000 | 924,000 | 1,217,000 |
| Net interest income | 692,000 | 1,415,000 | 2,139,000 | 2,867,000 |
| Noninterest income | 51,000 | 148,000 | 282,000 | 402,000 |
| Noninterest expense | 465,000 | 840,000 | 1,276,000 | 1,878,000 |
| Provision for loan losses | 0 | 0 | 0 | 102,000 |
| Pretax income | 278,000 | 723,000 | 794,000 | 914,000 |
| Income tax | 16,000 | 44,000 | 44,000 | 56,000 |
| Net income | 262,000 | 679,000 | 750,000 | 858,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,295,000 | 7,614,000 | 7,585,000 | 7,553,000 |
| Total capital | 7,712,000 | 8,030,000 | 7,953,000 | 7,964,000 |
| Risk-weighted assets | 48,775,000 | 50,125,000 | 49,911,000 | 50,465,000 |