Call reports 2008
PEOPLES BANK OF GREENSBORO — 2008
What PEOPLES BANK OF GREENSBORO reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 72,755,000 | 72,710,000 | 71,909,000 | 74,527,000 |
| Total loans | 41,620,000 | 42,978,000 | 44,294,000 | 43,810,000 |
| Allowance for loan losses | 387,000 | 361,000 | 270,000 | 411,000 |
| Securities available for sale | 12,124,000 | 12,847,000 | 15,105,000 | 19,650,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,608,000 | 64,859,000 | 64,022,000 | 67,001,000 |
| Interest-bearing deposits | 50,431,000 | 51,258,000 | 51,410,000 | 54,509,000 |
| Noninterest-bearing deposits | 14,177,000 | 13,600,000 | 12,612,000 | 12,492,000 |
| Equity capital | 7,734,000 | 7,543,000 | 7,583,000 | 7,191,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,158,000 | 2,246,000 | 3,309,000 | 4,361,000 |
| Interest expense | 442,000 | 851,000 | 1,236,000 | 1,603,000 |
| Net interest income | 716,000 | 1,395,000 | 2,073,000 | 2,758,000 |
| Noninterest income | 92,000 | 194,000 | 291,000 | 387,000 |
| Noninterest expense | 565,000 | 944,000 | 1,344,000 | 1,903,000 |
| Provision for loan losses | 0 | 0 | 0 | 157,000 |
| Pretax income | 243,000 | 645,000 | 1,020,000 | 1,085,000 |
| Income tax | 13,000 | 34,000 | 51,000 | 65,000 |
| Net income | 230,000 | 611,000 | 969,000 | 1,020,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,591,000 | 7,723,000 | 7,831,000 | 7,282,000 |
| Total capital | 7,978,000 | 8,084,000 | 8,101,000 | 7,693,000 |
| Risk-weighted assets | 45,598,000 | 47,901,000 | 49,050,000 | 48,623,000 |