Call reports 2007
PEOPLES BANK OF GREENSBORO — 2007
What PEOPLES BANK OF GREENSBORO reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 67,571,000 | 68,424,000 | 69,550,000 | 72,378,000 |
| Total loans | 43,727,000 | 43,616,000 | 45,851,000 | 45,042,000 |
| Allowance for loan losses | 418,000 | 409,000 | 390,000 | 411,000 |
| Securities available for sale | 14,672,000 | 13,991,000 | 13,663,000 | 13,044,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,617,000 | 60,446,000 | 61,120,000 | 64,442,000 |
| Interest-bearing deposits | 47,465,000 | 48,489,000 | 49,015,000 | 49,737,000 |
| Noninterest-bearing deposits | 12,152,000 | 11,957,000 | 12,105,000 | 14,705,000 |
| Equity capital | 7,577,000 | 7,665,000 | 8,060,000 | 7,506,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,153,000 | 2,307,000 | 3,531,000 | 4,774,000 |
| Interest expense | 401,000 | 834,000 | 1,288,000 | 1,745,000 |
| Net interest income | 752,000 | 1,473,000 | 2,243,000 | 3,029,000 |
| Noninterest income | 86,000 | 179,000 | 273,000 | 369,000 |
| Noninterest expense | 292,000 | 628,000 | 970,000 | 1,398,000 |
| Provision for loan losses | 0 | 0 | 0 | 57,000 |
| Pretax income | 546,000 | 1,024,000 | 1,546,000 | 1,943,000 |
| Income tax | 32,000 | 55,000 | 93,000 | 121,000 |
| Net income | 514,000 | 969,000 | 1,453,000 | 1,822,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,807,000 | 8,013,000 | 8,246,000 | 7,614,000 |
| Total capital | 8,225,000 | 8,422,000 | 8,636,000 | 8,025,000 |
| Risk-weighted assets | 47,157,000 | 47,245,000 | 49,113,000 | 49,333,000 |