Call reports 2006
PEOPLES BANK OF GREENSBORO — 2006
What PEOPLES BANK OF GREENSBORO reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 66,702,000 | 64,304,000 | 64,034,000 | 65,800,000 |
| Total loans | 38,221,000 | 40,846,000 | 42,041,000 | 43,901,000 |
| Allowance for loan losses | 408,000 | 473,000 | 458,000 | 411,000 |
| Securities available for sale | 18,148,000 | 17,429,000 | 16,151,000 | 15,849,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,062,000 | 57,029,000 | 56,259,000 | 58,217,000 |
| Interest-bearing deposits | 46,384,000 | 43,868,000 | 43,459,000 | 45,743,000 |
| Noninterest-bearing deposits | 12,679,000 | 13,161,000 | 12,800,000 | 12,474,000 |
| Equity capital | 7,343,000 | 7,051,000 | 7,508,000 | 7,239,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 995,000 | 2,037,000 | 3,117,000 | 4,272,000 |
| Interest expense | 281,000 | 608,000 | 944,000 | 1,317,000 |
| Net interest income | 714,000 | 1,429,000 | 2,173,000 | 2,955,000 |
| Noninterest income | 89,000 | 190,000 | 282,000 | 376,000 |
| Noninterest expense | 480,000 | 894,000 | 1,292,000 | 1,814,000 |
| Provision for loan losses | 0 | 70,000 | 70,000 | 34,000 |
| Pretax income | 323,000 | 655,000 | 1,093,000 | 1,483,000 |
| Income tax | 15,000 | 39,000 | 57,000 | 85,000 |
| Net income | 308,000 | 616,000 | 1,036,000 | 1,398,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,902,000 | 7,710,000 | 7,880,000 | 7,541,000 |
| Total capital | 8,243,000 | 8,183,000 | 8,338,000 | 7,952,000 |
| Risk-weighted assets | 44,711,000 | 46,322,000 | 46,123,000 | 47,085,000 |