Call reports 2003
PEOPLES BANK OF GREENSBORO — 2003
What PEOPLES BANK OF GREENSBORO reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 63,535,000 | 61,586,000 | 62,361,000 | 66,368,000 |
| Total loans | 32,557,000 | 32,870,000 | 33,566,000 | 34,564,000 |
| Allowance for loan losses | 914,000 | 885,000 | 856,000 | 411,000 |
| Securities available for sale | 17,298,000 | 18,220,000 | 23,080,000 | 23,807,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,445,000 | 52,633,000 | 53,367,000 | 57,601,000 |
| Interest-bearing deposits | 45,995,000 | 44,487,000 | 44,690,000 | 47,045,000 |
| Noninterest-bearing deposits | 8,450,000 | 8,146,000 | 8,677,000 | 10,556,000 |
| Equity capital | 8,381,000 | 8,268,000 | 8,324,000 | 8,043,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 904,000 | 1,770,000 | 2,632,000 | 3,515,000 |
| Interest expense | 252,000 | 490,000 | 704,000 | 908,000 |
| Net interest income | 652,000 | 1,280,000 | 1,928,000 | 2,607,000 |
| Noninterest income | 75,000 | 161,000 | 243,000 | 320,000 |
| Noninterest expense | 435,000 | 793,000 | 1,148,000 | 1,630,000 |
| Provision for loan losses | 0 | 0 | 0 | -436,000 |
| Pretax income | 296,000 | 652,000 | 1,027,000 | 1,737,000 |
| Income tax | 13,000 | 33,000 | 41,000 | 71,000 |
| Net income | 283,000 | 619,000 | 986,000 | 1,666,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,711,000 | 7,547,000 | 7,914,000 | 7,744,000 |
| Total capital | 8,268,000 | 8,103,000 | 8,481,000 | 8,155,000 |
| Risk-weighted assets | 44,233,000 | 44,170,000 | 45,085,000 | 46,567,000 |