Call reports 2002
PEOPLES BANK OF GREENSBORO — 2002
What PEOPLES BANK OF GREENSBORO reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 58,847,000 | 57,972,000 | 59,686,000 | 60,771,000 |
| Total loans | 30,825,000 | 31,937,000 | 33,887,000 | 33,427,000 |
| Allowance for loan losses | 401,000 | 386,000 | 379,000 | 411,000 |
| Securities available for sale | 17,403,000 | 19,924,000 | 19,222,000 | 19,014,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,281,000 | 49,320,000 | 50,537,000 | 52,302,000 |
| Interest-bearing deposits | 41,988,000 | 40,958,000 | 41,310,000 | 43,072,000 |
| Noninterest-bearing deposits | 8,293,000 | 8,362,000 | 9,227,000 | 9,230,000 |
| Equity capital | 8,277,000 | 8,384,000 | 8,863,000 | 8,135,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 954,000 | 1,901,000 | 2,908,000 | 3,871,000 |
| Interest expense | 342,000 | 658,000 | 957,000 | 1,234,000 |
| Net interest income | 612,000 | 1,243,000 | 1,951,000 | 2,637,000 |
| Noninterest income | 61,000 | 129,000 | 191,000 | 250,000 |
| Noninterest expense | 354,000 | 676,000 | 1,011,000 | 1,504,000 |
| Provision for loan losses | 0 | 0 | 0 | 46,000 |
| Pretax income | 319,000 | 696,000 | 1,131,000 | 1,337,000 |
| Income tax | 11,000 | 26,000 | 59,000 | 84,000 |
| Net income | 308,000 | 670,000 | 1,072,000 | 1,253,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,784,000 | 7,645,000 | 8,047,000 | 7,428,000 |
| Total capital | 8,185,000 | 8,031,000 | 8,426,000 | 7,839,000 |
| Risk-weighted assets | 40,249,000 | 42,179,000 | 44,394,000 | 44,159,000 |