Call reports 2001
PEOPLES BANK OF GREENSBORO — 2001
What PEOPLES BANK OF GREENSBORO reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 58,777,000 | 57,416,000 | 57,376,000 | 57,925,000 |
| Total loans | 30,458,000 | 29,898,000 | 31,840,000 | 31,974,000 |
| Allowance for loan losses | 413,000 | 412,000 | 411,000 | 411,000 |
| Securities available for sale | 17,243,000 | 18,938,000 | 18,832,000 | 18,244,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,097,000 | 48,881,000 | 48,247,000 | 49,476,000 |
| Interest-bearing deposits | 40,960,000 | 40,011,000 | 40,369,000 | 39,767,000 |
| Noninterest-bearing deposits | 9,137,000 | 8,870,000 | 7,879,000 | 9,709,000 |
| Equity capital | 8,266,000 | 8,168,000 | 8,738,000 | 8,115,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,135,000 | 2,239,000 | 3,317,000 | 4,345,000 |
| Interest expense | 501,000 | 999,000 | 1,461,000 | 1,859,000 |
| Net interest income | 634,000 | 1,240,000 | 1,856,000 | 2,486,000 |
| Noninterest income | 82,000 | 145,000 | 206,000 | 269,000 |
| Noninterest expense | 327,000 | 637,000 | 956,000 | 1,469,000 |
| Provision for loan losses | 0 | 0 | 0 | 471,000 |
| Pretax income | 389,000 | 748,000 | 1,106,000 | 815,000 |
| Income tax | 8,000 | 30,000 | 50,000 | 48,000 |
| Net income | 381,000 | 718,000 | 1,056,000 | 767,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,787,000 | 7,625,000 | 7,962,000 | 7,476,000 |
| Total capital | 8,200,000 | 8,037,000 | 8,373,000 | 7,887,000 |
| Risk-weighted assets | 36,709,000 | 39,104,000 | 41,047,000 | 41,415,000 |