Call reports 2020
COFFEE COUNTY BANK — 2020
What COFFEE COUNTY BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 202,699,000 | 221,016,000 | 223,800,000 | 230,023,000 |
| Total loans | 164,023,000 | 178,294,000 | 192,397,000 | 194,041,000 |
| Allowance for loan losses | 2,311,000 | 2,433,000 | 2,433,000 | 2,526,000 |
| Securities available for sale | 13,732,000 | 16,018,000 | 20,625,000 | 21,437,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 176,126,000 | 193,600,000 | 193,642,000 | 200,284,000 |
| Interest-bearing deposits | 139,116,000 | 139,912,000 | 144,220,000 | 147,692,000 |
| Noninterest-bearing deposits | 37,010,000 | 53,688,000 | 49,422,000 | 52,592,000 |
| Equity capital | 23,974,000 | 24,684,000 | 25,362,000 | 25,736,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,684,000 | 5,420,000 | 8,290,000 | 11,307,000 |
| Interest expense | 538,000 | 993,000 | 1,398,000 | 1,753,000 |
| Net interest income | 2,146,000 | 4,427,000 | 6,892,000 | 9,554,000 |
| Noninterest income | 287,000 | 567,000 | 801,000 | 1,110,000 |
| Noninterest expense | 1,190,000 | 2,341,000 | 3,488,000 | 4,792,000 |
| Provision for loan losses | 20,000 | 110,000 | 180,000 | 270,000 |
| Pretax income | 1,244,000 | 2,573,000 | 4,057,000 | 5,634,000 |
| Income tax | 82,000 | 166,000 | 306,000 | 427,000 |
| Net income | 1,162,000 | 2,407,000 | 3,751,000 | 5,207,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,371,000 | 23,906,000 | 24,449,000 | 24,906,000 |
| Total capital | 25,559,000 | 26,071,000 | 26,476,000 | 27,183,000 |
| Risk-weighted assets | 174,879,000 | 172,947,000 | 161,754,000 | 181,765,000 |