Call reports 2019
COFFEE COUNTY BANK — 2019
What COFFEE COUNTY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 195,706,000 | 195,614,000 | 198,100,000 | 199,092,000 |
| Total loans | 159,764,000 | 162,427,000 | 164,667,000 | 163,433,000 |
| Allowance for loan losses | 2,404,000 | 2,457,000 | 2,461,000 | 2,355,000 |
| Securities available for sale | 10,542,000 | 12,432,000 | 13,001,000 | 13,712,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 168,895,000 | 168,486,000 | 171,911,000 | 172,947,000 |
| Interest-bearing deposits | 139,035,000 | 139,103,000 | 139,033,000 | 137,990,000 |
| Noninterest-bearing deposits | 29,860,000 | 29,383,000 | 32,878,000 | 34,957,000 |
| Equity capital | 22,404,000 | 22,936,000 | 23,345,000 | 23,632,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,639,000 | 5,328,000 | 8,069,000 | 10,794,000 |
| Interest expense | 548,000 | 1,136,000 | 1,745,000 | 2,334,000 |
| Net interest income | 2,091,000 | 4,192,000 | 6,324,000 | 8,460,000 |
| Noninterest income | 254,000 | 588,000 | 869,000 | 1,181,000 |
| Noninterest expense | 1,131,000 | 2,273,000 | 3,418,000 | 4,581,000 |
| Provision for loan losses | 30,000 | 60,000 | 80,000 | 105,000 |
| Pretax income | 1,186,000 | 2,449,000 | 3,721,000 | 4,981,000 |
| Income tax | 77,000 | 159,000 | 246,000 | 331,000 |
| Net income | 1,109,000 | 2,290,000 | 3,475,000 | 4,650,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,502,000 | 22,832,000 | 23,164,000 | 23,487,000 |
| Total capital | 24,418,000 | 24,785,000 | 25,214,000 | 25,557,000 |
| Risk-weighted assets | 152,814,000 | 155,697,000 | 163,589,000 | 165,358,000 |