Call reports 2018
COFFEE COUNTY BANK — 2018
What COFFEE COUNTY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 182,583,000 | 189,994,000 | 189,545,000 | 191,293,000 |
| Total loans | 152,251,000 | 160,950,000 | 159,227,000 | 160,138,000 |
| Allowance for loan losses | 2,493,000 | 2,465,000 | 2,455,000 | 2,404,000 |
| Securities available for sale | 10,090,000 | 10,275,000 | 9,606,000 | 9,664,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 158,274,000 | 163,300,000 | 162,652,000 | 164,496,000 |
| Interest-bearing deposits | 132,635,000 | 135,452,000 | 134,609,000 | 135,174,000 |
| Noninterest-bearing deposits | 25,639,000 | 27,848,000 | 28,043,000 | 29,322,000 |
| Equity capital | 20,847,000 | 21,348,000 | 21,685,000 | 22,068,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,385,000 | 5,007,000 | 7,637,000 | 10,287,000 |
| Interest expense | 349,000 | 770,000 | 1,251,000 | 1,767,000 |
| Net interest income | 2,036,000 | 4,237,000 | 6,386,000 | 8,520,000 |
| Noninterest income | 279,000 | 531,000 | 825,000 | 1,150,000 |
| Noninterest expense | 1,128,000 | 2,171,000 | 3,268,000 | 4,381,000 |
| Provision for loan losses | 0 | 10,000 | 20,000 | 20,000 |
| Pretax income | 1,187,000 | 2,587,000 | 3,923,000 | 5,269,000 |
| Income tax | 77,000 | 169,000 | 257,000 | 345,000 |
| Net income | 1,110,000 | 2,418,000 | 3,666,000 | 4,924,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,070,000 | 21,610,000 | 21,958,000 | 22,317,000 |
| Total capital | 22,937,000 | 23,585,000 | 23,895,000 | 24,229,000 |
| Risk-weighted assets | 148,612,000 | 157,494,000 | 154,458,000 | 152,493,000 |