Call reports 2017
COFFEE COUNTY BANK — 2017
What COFFEE COUNTY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 170,411,000 | 174,512,000 | 179,745,000 | 179,714,000 |
| Total loans | 139,085,000 | 145,155,000 | 146,803,000 | 148,224,000 |
| Allowance for loan losses | 2,081,000 | 2,168,000 | 2,278,000 | 2,320,000 |
| Securities available for sale | 11,202,000 | 11,215,000 | 10,696,000 | 10,648,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 146,547,000 | 150,347,000 | 155,133,000 | 155,115,000 |
| Interest-bearing deposits | 123,490,000 | 126,133,000 | 127,740,000 | 127,706,000 |
| Noninterest-bearing deposits | 23,057,000 | 24,214,000 | 27,393,000 | 27,409,000 |
| Equity capital | 19,502,000 | 19,969,000 | 20,447,000 | 20,823,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,208,000 | 4,563,000 | 6,977,000 | 9,381,000 |
| Interest expense | 300,000 | 620,000 | 954,000 | 1,292,000 |
| Net interest income | 1,908,000 | 3,943,000 | 6,023,000 | 8,089,000 |
| Noninterest income | 258,000 | 584,000 | 888,000 | 1,208,000 |
| Noninterest expense | 996,000 | 2,022,000 | 3,014,000 | 4,090,000 |
| Provision for loan losses | 75,000 | 200,000 | 325,000 | 400,000 |
| Pretax income | 1,095,000 | 2,306,000 | 3,577,000 | 4,814,000 |
| Income tax | 72,000 | 147,000 | 228,000 | 310,000 |
| Net income | 1,023,000 | 2,159,000 | 3,349,000 | 4,504,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,548,000 | 19,951,000 | 20,414,000 | 20,936,000 |
| Total capital | 21,189,000 | 21,663,000 | 22,146,000 | 22,703,000 |
| Risk-weighted assets | 130,792,000 | 136,630,000 | 138,059,000 | 140,935,000 |