Call reports 2016
COFFEE COUNTY BANK — 2016
What COFFEE COUNTY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 146,466,000 | 153,449,000 | 156,516,000 | 163,221,000 |
| Total loans | 115,622,000 | 126,997,000 | 129,874,000 | 135,362,000 |
| Allowance for loan losses | 2,294,000 | 2,423,000 | 2,061,000 | 2,094,000 |
| Securities available for sale | 13,005,000 | 10,413,000 | 10,860,000 | 10,673,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 125,835,000 | 130,793,000 | 133,459,000 | 139,076,000 |
| Interest-bearing deposits | 104,666,000 | 109,501,000 | 112,138,000 | 116,651,000 |
| Noninterest-bearing deposits | 21,169,000 | 21,292,000 | 21,321,000 | 22,425,000 |
| Equity capital | 18,187,000 | 18,660,000 | 19,139,000 | 19,322,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,965,000 | 4,093,000 | 6,128,000 | 8,387,000 |
| Interest expense | 248,000 | 506,000 | 779,000 | 1,062,000 |
| Net interest income | 1,717,000 | 3,587,000 | 5,349,000 | 7,325,000 |
| Noninterest income | 354,000 | 784,000 | 1,302,000 | 1,726,000 |
| Noninterest expense | 1,017,000 | 2,087,000 | 3,150,000 | 4,343,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 1,000,000 | 2,219,000 | 3,376,000 | 4,524,000 |
| Income tax | 64,000 | 144,000 | 219,000 | 294,000 |
| Net income | 936,000 | 2,075,000 | 3,157,000 | 4,230,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,047,000 | 18,520,000 | 18,989,000 | 19,362,000 |
| Total capital | 19,397,000 | 19,961,000 | 20,473,000 | 20,944,000 |
| Risk-weighted assets | 107,036,000 | 114,363,000 | 118,074,000 | 126,054,000 |
Machine access — free, no API key
Every figure shown here about COFFEE COUNTY BANK — 2016 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.