Call reports 2017
ALBINA COMMUNITY BANK — 2017
What ALBINA COMMUNITY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 178,260,000 | 182,328,000 | 186,896,000 | 180,603,000 |
| Total loans | 118,616,000 | 121,645,000 | 125,901,000 | 124,771,000 |
| Allowance for loan losses | 2,117,000 | 2,723,000 | 2,746,000 | 2,748,000 |
| Securities available for sale | 35,392,000 | 36,460,000 | 35,509,000 | 35,570,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 158,408,000 | 162,676,000 | 166,396,000 | 160,992,000 |
| Interest-bearing deposits | 99,011,000 | 98,211,000 | 103,059,000 | 96,490,000 |
| Noninterest-bearing deposits | 59,397,000 | 64,465,000 | 63,337,000 | 64,502,000 |
| Equity capital | 17,461,000 | 17,340,000 | 17,695,000 | 17,289,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,620,000 | 3,325,000 | 5,145,000 | 7,012,000 |
| Interest expense | 54,000 | 107,000 | 161,000 | 214,000 |
| Net interest income | 1,566,000 | 3,218,000 | 4,984,000 | 6,798,000 |
| Noninterest income | 557,000 | 902,000 | 1,425,000 | 1,743,000 |
| Noninterest expense | 2,180,000 | 4,018,000 | 5,643,000 | 7,341,000 |
| Provision for loan losses | 0 | 600,000 | 625,000 | 625,000 |
| Pretax income | -57,000 | -498,000 | 141,000 | 575,000 |
| Income tax | -34,000 | -229,000 | 25,000 | 708,000 |
| Net income | -23,000 | -269,000 | 116,000 | -133,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,557,000 | 17,311,000 | 17,702,000 | 17,584,000 |
| Total capital | 19,218,000 | 18,991,000 | 19,441,000 | 19,309,000 |
| Risk-weighted assets | 132,405,000 | 133,309,000 | 138,020,000 | 136,932,000 |