Call reports 2016
ALBINA COMMUNITY BANK — 2016
What ALBINA COMMUNITY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 171,538,000 | 167,122,000 | 173,697,000 | 172,425,000 |
| Total loans | 108,983,000 | 111,076,000 | 114,818,000 | 120,045,000 |
| Allowance for loan losses | 2,068,000 | 2,079,000 | 2,087,000 | 2,111,000 |
| Securities available for sale | 26,471,000 | 27,592,000 | 32,452,000 | 32,866,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 152,402,000 | 147,693,000 | 154,040,000 | 152,668,000 |
| Interest-bearing deposits | 99,060,000 | 93,660,000 | 96,882,000 | 96,582,000 |
| Noninterest-bearing deposits | 53,342,000 | 54,034,000 | 57,157,000 | 56,086,000 |
| Equity capital | 17,225,000 | 17,397,000 | 17,567,000 | 17,448,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,456,000 | 2,959,000 | 4,520,000 | 6,125,000 |
| Interest expense | 60,000 | 108,000 | 164,000 | 220,000 |
| Net interest income | 1,396,000 | 2,851,000 | 4,356,000 | 5,905,000 |
| Noninterest income | 328,000 | 664,000 | 997,000 | 1,310,000 |
| Noninterest expense | 1,616,000 | 3,269,000 | 4,827,000 | 6,369,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 108,000 | 246,000 | 526,000 | 846,000 |
| Income tax | 33,000 | 83,000 | 191,000 | 312,000 |
| Net income | 75,000 | 163,000 | 335,000 | 534,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,310,000 | 17,252,000 | 17,425,000 | 17,624,000 |
| Total capital | 18,828,000 | 18,810,000 | 19,033,000 | 19,314,000 |
| Risk-weighted assets | 120,790,000 | 124,036,000 | 128,088,000 | 134,683,000 |