Call reports 2015
ALBINA COMMUNITY BANK — 2015
What ALBINA COMMUNITY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 149,322,000 | 153,802,000 | 161,542,000 | 163,455,000 |
| Total loans | 91,354,000 | 92,770,000 | 101,530,000 | 105,879,000 |
| Allowance for loan losses | 2,414,000 | 2,655,000 | 2,076,000 | 2,063,000 |
| Securities available for sale | 30,964,000 | 28,994,000 | 29,897,000 | 27,714,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 132,130,000 | 135,162,000 | 142,214,000 | 143,424,000 |
| Interest-bearing deposits | 81,825,000 | 82,915,000 | 89,615,000 | 92,931,000 |
| Noninterest-bearing deposits | 50,306,000 | 52,248,000 | 52,600,000 | 50,493,000 |
| Equity capital | 15,131,000 | 16,531,000 | 16,968,000 | 17,061,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,459,000 | 2,805,000 | 4,203,000 | 5,639,000 |
| Interest expense | 56,000 | 116,000 | 172,000 | 230,000 |
| Net interest income | 1,403,000 | 2,689,000 | 4,031,000 | 5,409,000 |
| Noninterest income | 381,000 | 2,255,000 | 2,856,000 | 3,210,000 |
| Noninterest expense | 1,583,000 | 3,118,000 | 4,639,000 | 6,217,000 |
| Provision for loan losses | 0 | 0 | -500,000 | -500,000 |
| Pretax income | 201,000 | 1,913,000 | 2,835,000 | 2,989,000 |
| Income tax | 0 | 0 | 589,000 | 515,000 |
| Net income | 201,000 | 1,913,000 | 2,246,000 | 2,474,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,962,000 | 16,674,000 | 17,007,000 | 17,235,000 |
| Total capital | 16,239,000 | 17,959,000 | 18,407,000 | 18,708,000 |
| Risk-weighted assets | 100,947,000 | 101,383,000 | 111,296,000 | 117,194,000 |