Call reports 2014
ALBINA COMMUNITY BANK — 2014
What ALBINA COMMUNITY BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 135,976,000 | 136,979,000 | 139,634,000 | 145,431,000 |
| Total loans | 84,665,000 | 88,709,000 | 90,964,000 | 94,117,000 |
| Allowance for loan losses | 1,736,000 | 1,735,000 | 1,782,000 | 1,983,000 |
| Securities available for sale | 30,404,000 | 33,243,000 | 32,083,000 | 31,054,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 119,873,000 | 120,547,000 | 122,973,000 | 128,367,000 |
| Interest-bearing deposits | 75,228,000 | 74,911,000 | 76,338,000 | 79,197,000 |
| Noninterest-bearing deposits | 44,646,000 | 45,637,000 | 46,634,000 | 49,169,000 |
| Equity capital | 14,095,000 | 14,329,000 | 14,444,000 | 14,770,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,146,000 | 2,367,000 | 3,605,000 | 4,880,000 |
| Interest expense | 63,000 | 124,000 | 186,000 | 245,000 |
| Net interest income | 1,083,000 | 2,243,000 | 3,419,000 | 4,635,000 |
| Noninterest income | 390,000 | 818,000 | 1,331,000 | 1,983,000 |
| Noninterest expense | 1,411,000 | 2,917,000 | 4,392,000 | 5,968,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 62,000 | 144,000 | 356,000 | 648,000 |
| Income tax | 0 | 0 | 0 | -7,000 |
| Net income | 62,000 | 144,000 | 356,000 | 655,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,166,000 | 14,249,000 | 14,461,000 | 14,761,000 |
| Total capital | 15,278,000 | 15,442,000 | 15,677,000 | 16,044,000 |
| Risk-weighted assets | 88,320,000 | 94,846,000 | 96,653,000 | 101,901,000 |