Call reports 2013
ALBINA COMMUNITY BANK — 2013
What ALBINA COMMUNITY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 120,947,000 | 120,836,000 | 123,935,000 | 133,839,000 |
| Total loans | 76,108,000 | 79,514,000 | 80,792,000 | 83,600,000 |
| Allowance for loan losses | 1,979,000 | 1,986,000 | 1,847,000 | 1,742,000 |
| Securities available for sale | 23,806,000 | 20,532,000 | 19,218,000 | 21,138,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 114,028,000 | 114,082,000 | 117,025,000 | 117,802,000 |
| Interest-bearing deposits | 76,616,000 | 76,940,000 | 76,750,000 | 74,981,000 |
| Noninterest-bearing deposits | 37,412,000 | 37,142,000 | 40,276,000 | 42,821,000 |
| Equity capital | 4,971,000 | 4,821,000 | 4,989,000 | 14,048,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,052,000 | 2,140,000 | 3,245,000 | 4,403,000 |
| Interest expense | 87,000 | 169,000 | 248,000 | 321,000 |
| Net interest income | 965,000 | 1,971,000 | 2,997,000 | 4,082,000 |
| Noninterest income | 450,000 | 885,000 | 1,359,000 | 2,151,000 |
| Noninterest expense | 1,441,000 | 2,911,000 | 4,303,000 | 5,836,000 |
| Provision for loan losses | 0 | 0 | 0 | 50,000 |
| Pretax income | -26,000 | -55,000 | 53,000 | 347,000 |
| Income tax | 8,000 | 8,000 | 8,000 | 8,000 |
| Net income | -34,000 | -63,000 | 45,000 | 339,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,957,000 | 4,928,000 | 5,035,000 | 14,104,000 |
| Total capital | 5,977,000 | 5,974,000 | 6,089,000 | 15,199,000 |
| Risk-weighted assets | 80,586,000 | 82,691,000 | 83,552,000 | 86,902,000 |