Call reports 2012
ALBINA COMMUNITY BANK — 2012
What ALBINA COMMUNITY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 131,022,000 | 131,815,000 | 128,184,000 | 126,094,000 |
| Total loans | 85,446,000 | 84,096,000 | 76,244,000 | 77,170,000 |
| Allowance for loan losses | 2,793,000 | 2,787,000 | 2,774,000 | 2,725,000 |
| Securities available for sale | 22,205,000 | 19,417,000 | 30,798,000 | 27,687,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 123,207,000 | 123,902,000 | 120,135,000 | 119,040,000 |
| Interest-bearing deposits | 89,124,000 | 88,329,000 | 81,561,000 | 80,380,000 |
| Noninterest-bearing deposits | 34,083,000 | 35,573,000 | 38,575,000 | 38,661,000 |
| Equity capital | 5,942,000 | 6,034,000 | 6,004,000 | 4,982,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,531,000 | 2,863,000 | 4,181,000 | 5,320,000 |
| Interest expense | 170,000 | 308,000 | 430,000 | 538,000 |
| Net interest income | 1,361,000 | 2,555,000 | 3,751,000 | 4,782,000 |
| Noninterest income | 345,000 | 735,000 | 1,124,000 | 1,579,000 |
| Noninterest expense | 1,398,000 | 2,839,000 | 4,354,000 | 6,423,000 |
| Provision for loan losses | 60,000 | 60,000 | 60,000 | 60,000 |
| Pretax income | 248,000 | 391,000 | 461,000 | -122,000 |
| Income tax | 0 | 0 | 0 | 394,000 |
| Net income | 248,000 | 391,000 | 461,000 | -516,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,359,000 | 5,502,000 | 5,572,000 | 4,990,000 |
| Total capital | 6,454,000 | 6,621,000 | 6,626,000 | 6,027,000 |
| Risk-weighted assets | 89,138,000 | 87,818,000 | 82,372,000 | 81,227,000 |