Call reports 2011
ALBINA COMMUNITY BANK — 2011
What ALBINA COMMUNITY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 135,364,000 | 133,336,000 | 132,440,000 | 129,690,000 |
| Total loans | 104,051,000 | 98,351,000 | 96,740,000 | 93,240,000 |
| Allowance for loan losses | 3,027,000 | 2,985,000 | 3,142,000 | 2,910,000 |
| Securities available for sale | 13,858,000 | 17,909,000 | 19,344,000 | 19,069,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 126,077,000 | 123,727,000 | 122,568,000 | 120,020,000 |
| Interest-bearing deposits | 95,296,000 | 93,934,000 | 88,901,000 | 86,991,000 |
| Noninterest-bearing deposits | 30,781,000 | 29,793,000 | 33,668,000 | 33,029,000 |
| Equity capital | 5,302,000 | 5,551,000 | 5,466,000 | 5,696,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,048,000 | 3,817,000 | 5,454,000 | 6,995,000 |
| Interest expense | 326,000 | 618,000 | 869,000 | 1,089,000 |
| Net interest income | 1,722,000 | 3,199,000 | 4,585,000 | 5,906,000 |
| Noninterest income | 342,000 | 765,000 | 1,217,000 | 1,835,000 |
| Noninterest expense | 1,654,000 | 3,324,000 | 4,777,000 | 6,302,000 |
| Provision for loan losses | 100,000 | 100,000 | 500,000 | 650,000 |
| Pretax income | 310,000 | 543,000 | 529,000 | 793,000 |
| Income tax | 0 | 15,000 | 15,000 | 8,000 |
| Net income | 310,000 | 528,000 | 514,000 | 785,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,636,000 | 4,854,000 | 4,840,000 | 5,111,000 |
| Total capital | 6,004,000 | 6,125,000 | 6,095,000 | 6,320,000 |
| Risk-weighted assets | 107,741,000 | 100,784,000 | 98,465,000 | 95,810,000 |